I have successfully represented thousands of clients in bankruptcy since 1983.  When you come to my office for your free initial consultation, you will speak with me, not a paralegal or assistant.  The free initial consultation usually lasts an hour, and at the end of that time you will know your options and what it will cost. 

            I chose to limit my practice to bankruptcy because I find it satisfying to help people solve their financial problems. Many people who come to me feel desperate and depressed about their finances.  Most of them are not spendthrifts, but decent, hard-working people who have experienced a decrease in income through no fault of their own, and now simply cannot meet all of their expenses.  The three most common reasons people seek protection under the bankruptcy code are loss of employment, injury or illness, and divorce. 

          Sometimes the solution is not bankruptcy. I explore all the options with my clients.  Sometimes it is possible to renegotiate debts with creditors.  But rest assured, there is a solution.